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Does settling a collection account for less than owed reset the statutory clock for legal action in the state of New York?

ChatGPTgpt-62 queries10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
Does settling a collection account for less than owed reset the statutory clock for legal action in the state of New York?
2 real searches · 1 real-search pass
New York CPLR 214-i consumer credit transaction statute limitations payment acknowledgment revival settlement debt official statuteGoogle ↗
OBSERVED
New York debt collection statute limitations settlement partial payment restart clock New York Attorney GeneralGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
New York CPLR 214-i consumer credit transaction statute limitations payment acknowledgment revival settlement debt official statute Google ↗
New York debt collection statute limitations settlement partial payment restart clock New York Attorney General Google ↗
  1. NYS Open Legislation · nysenate.gov
  2. Common Defenses in a Debt Collection Case · nycourts.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York CPLR 214-i consumer credit transaction statute limitations payment acknowledgment revival settlement debt official statute
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
New York debt collection statute limitations settlement partial payment restart clock New York Attorney General
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1