Real ChatGPT answer · index seedkSjHYjKDoU8completeFinance and banking · investing and brokeragesinformational
Can my spouse and I combine our old employer sponsored retirement plans into a single joint IRA account or do we each need to keep separate ones
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The searches the AI actually ran for this prompt.
SEED QUERY
Can my spouse and I combine our old employer sponsored retirement plans into a single joint IRA account or do we each need to keep separate ones
1 real search · 1 real-search pass
IRS IRA individual ownership spouse cannot jointly own IRA rollover employer retirement plan separate accounts spousal IRA rulesGoogle ↗
OBSERVEDReason
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Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS IRA individual ownership spouse cannot jointly own IRA rollover employer retirement plan separate accounts spousal IRA rules Google ↗