Will closing my oldest credit card from ten years ago tank my credit score right before we apply for a mortgage refinance on our family home?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Will closing my oldest credit card from ten years ago tank my credit score right before we apply for a mortgage refinance on our family home?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closing oldest credit card account effect credit utilization closed accounts remain credit report 10 years mortgage refinance Google ↗
CFPB mortgage refinance avoid opening closing credit accounts before applying credit score Google ↗
- Does my credit score affect my ability to get a mortgage loan or the mortgage rate I pay? · consumerfinance.gov
- When will my lender run or obtain a copy of my credit report? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closing oldest credit card account effect credit utilization closed accounts remain credit report 10 years mortgage refinance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB mortgage refinance avoid opening closing credit accounts before applying credit score OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |