What is the exact process for getting a mortgage pre-approval when one of us is an independent contractor with variable income?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the exact process for getting a mortgage pre-approval when one of us is an independent contractor with variable income?
3 real searches · 1 real-search pass
Fannie Mae self-employed borrower income documentation two years tax returns variable income mortgage 2026Google ↗
OBSERVEDYes / no
Freddie Mac self-employed income documentation tax returns business income mortgage guideGoogle ↗
OBSERVEDReason
CFPB mortgage preapproval documents income self employed borrowerGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae self-employed borrower income documentation two years tax returns variable income mortgage 2026 Google ↗
Freddie Mac self-employed income documentation tax returns business income mortgage guide Google ↗
CFPB mortgage preapproval documents income self employed borrower Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
- Qualifying for a Mortgage When You’re Self-Employed · myhome.freddiemac.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
- Get a preapproval letter · consumerfinance.gov
- Gather and update your paperwork · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae self-employed borrower income documentation two years tax returns variable income mortgage 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Freddie Mac self-employed income documentation tax returns business income mortgage guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB mortgage preapproval documents income self employed borrower OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |