Real ChatGPT answer · index seedkNUJm3qnB94completeFinance and banking · checking and savings accountsinformational
What are the exact criteria financial institutions use to classify a checking account as dormant, and what fees are assessed upon reactivation?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the exact criteria financial institutions use to classify a checking account as dormant, and what fees are assessed upon reactivation?
3 real searches · 1 real-search pass
United States checking account dormant account definition inactivity period bank policy state unclaimed property dormancy period FDICGoogle ↗
OBSERVED
CFPB dormant bank account inactivity fees reactivation fees checking accountGoogle ↗
OBSERVED
Pennsylvania unclaimed property checking account dormancy period bank account 3 years officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
United States checking account dormant account definition inactivity period bank policy state unclaimed property dormancy period FDIC Google ↗
CFPB dormant bank account inactivity fees reactivation fees checking account Google ↗
Pennsylvania unclaimed property checking account dormancy period bank account 3 years official Google ↗
- Deposit Accounts 3000.1 · federalreserve.gov
- Dormant Accounts · publishedguides.ncua.gov
- Section 1301.3 - Act of Apr. 9, 1929,P.L. 343, No. 176 Cl. 72 · legis.state.pa.us
- Pennsylvania Dormancy Matrix · patreasury.gov
- PENNSYLVANIA · patreasury.gov
- General FAQs Page · searchandclaimpa.gov
- Why is my account being turned over to the state treasurer? · www2.helpwithmybank.gov
- I opened a "free" checking account but there are fees charged on my account. Can my bank/credit union do that? · consumerfinance.gov
- Pennsylvania Treasury Unclaimed Property Search · patreasury.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
United States checking account dormant account definition inactivity period bank policy state unclaimed property dormancy period FDIC OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB dormant bank account inactivity fees reactivation fees checking account OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Pennsylvania unclaimed property checking account dormancy period bank account 3 years official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |