Real ChatGPT answer · index seedkNAtNPx5LIIcompleteInsurance · health insurance planshowto

Can you explain the exact math for how employer health insurance contributions affect my take home pay during open enrollment?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you explain the exact math for how employer health insurance contributions affect my take home pay during open enrollment?
2 real searches · 1 real-search pass
IRS employer-sponsored health coverage pre-tax cafeteria plan Section 125 FICA federal income tax premiums 2026Google ↗
OBSERVEDConsequence
Colorado state income tax 2026 payroll withholding health insurance premiums cafeteria planGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%Consequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS employer-sponsored health coverage pre-tax cafeteria plan Section 125 FICA federal income tax premiums 2026 Google ↗
Colorado state income tax 2026 payroll withholding health insurance premiums cafeteria plan Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS employer-sponsored health coverage pre-tax cafeteria plan Section 125 FICA federal income tax premiums 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Colorado state income tax 2026 payroll withholding health insurance premiums cafeteria plan
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1