How do underwriters calculate self-employed business income for a mortgage when the business has deductible expenses that lower net income?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do underwriters calculate self-employed business income for a mortgage when the business has deductible expenses that lower net income?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae Selling Guide self-employed income analysis depreciation add back business income Schedule C 2026 Google ↗
Freddie Mac Guide self-employed income calculation depreciation add back business expenses mortgage underwriting Google ↗
- Income Calculator Frequently Asked Questions · singlefamily.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Fannie Mae November 2025 Selling Guide · cdn.lhfs.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide self-employed income analysis depreciation add back business income Schedule C 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac Guide self-employed income calculation depreciation add back business expenses mortgage underwriting OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |