Real ChatGPT answer · index seedkEWINhdcRYocompleteFinance and banking · checking and savings accountsinformational

Are certificates of deposit better than high yield savings accounts if I know I will not touch the cash for six months, and which bank has the highest rate today?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are certificates of deposit better than high yield savings accounts if I know I will not touch the cash for six months, and which bank has the highest rate today?
2 real searches · 1 real-search pass
best 6-month CD rates today October 31 2026 highest APY banks United StatesGoogle ↗
OBSERVED
best high yield savings account rates today October 31 2026 highest APY banks United StatesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
best 6-month CD rates today October 31 2026 highest APY banks United States Google ↗
best high yield savings account rates today October 31 2026 highest APY banks United States Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
best 6-month CD rates today October 31 2026 highest APY banks United States
OBSERVED
Google ↗
AI Mode ↗
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best high yield savings account rates today October 31 2026 highest APY banks United States
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1