Real ChatGPT answer · index seedkETJnYX645QcompleteFinance and banking · checking and savings accountscomparison
How does FDIC insurance protect my money if a regional bank fails compared to a massive national bank like Chase or Citibank?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does FDIC insurance protect my money if a regional bank fails compared to a massive national bank like Chase or Citibank?
1 real search · 1 real-search pass
FDIC deposit insurance $250,000 per depositor per insured bank ownership category bank failure how receivership large bank systemic risk 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FDIC deposit insurance $250,000 per depositor per insured bank ownership category bank failure how receivership large bank systemic risk 2026 Google ↗
- Deposit Insurance FAQs · fdic.gov
- Payment to Depositors · fdic.gov
- Understanding Deposit Insurance · fdic.gov
- Your Insured Deposits · fdic.gov
- everycrsreport.com · everycrsreport.com
- FDIC Electronic Deposit Insurance Estimator · edie.fdic.gov