Are origination fees negotiable on personal loans from major banks like PNC or are they completely fixed based on your credit tier?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are origination fees negotiable on personal loans from major banks like PNC or are they completely fixed based on your credit tier?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
PNC personal loan origination fee negotiable fee credit tier official Google ↗
major banks personal loan origination fees negotiable lender discretion personal loan fee Google ↗
- What Is a Personal Loan Origination Fee? · nerdwallet.com
- Personal Loan Origination Fee · citi.com
- Unsecured Personal Loan: No Collateral Installment Loan · pnc.com
- Personal Lending Rates and Fees · pnc.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
PNC personal loan origination fee negotiable fee credit tier official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
major banks personal loan origination fees negotiable lender discretion personal loan fee OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |