How does Bank of America calculate my debt-to-income ratio when I have part-time consulting income and retirement funds?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does Bank of America calculate my debt-to-income ratio when I have part-time consulting income and retirement funds?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Bank of America mortgage debt-to-income ratio self-employed part-time consulting income retirement income assets documentation Google ↗
Fannie Mae selling guide self-employed income history retirement distributions assets qualifying income annuity retirement account mortgage Google ↗
- Home Loan Assistance Document Checklist | Bank of America · homeloanhelp.bankofamerica.com
- Annuity, Pension, or Retirement Income · selling-guide.fanniemae.com
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
- Employment Related Assets as Qualifying Income · selling-guide.fanniemae.com
- How Debt to Income Ratio (DTI) Affects Mortgages · bettermoneyhabits.bankofamerica.com
- Learn How to Get Approved for a Mortgage · bankofamerica.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Bank of America mortgage debt-to-income ratio self-employed part-time consulting income retirement income assets documentation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae selling guide self-employed income history retirement distributions assets qualifying income annuity retirement account mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |