Compare the current fixed interest rates for LightStream home improvement loans against HELOC alternatives assuming a 780 credit score and 50k borrowed.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the current fixed interest rates for LightStream home improvement loans against HELOC alternatives assuming a 780 credit score and 50k borrowed.
3 real searches · 1 real-search pass
LightStream home improvement loan current fixed APR rates October 2026 780 credit score rate range autopay feesGoogle ↗
OBSERVEDConsequence
HELOC current average interest rates October 2026 fixed rate home equity line of credit rates 780 credit scoreGoogle ↗
OBSERVEDShort fact
LightStream home improvement loan rates terms 2026 HELOC lender fixed rate draw period repayment feesGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
LightStream home improvement loan current fixed APR rates October 2026 780 credit score rate range autopay fees Google ↗
HELOC current average interest rates October 2026 fixed rate home equity line of credit rates 780 credit score Google ↗
LightStream home improvement loan rates terms 2026 HELOC lender fixed rate draw period repayment fees Google ↗
- Home Improvement Financing · lightstream.com
- Home Equity Line of Credit (HELOC) · becu.org
- Fixed Rate Home Equity and HELOC Loans · dcu.org
- Current HELOC Rates In October 2026 · bankrate.com
- FAQ · lightstream.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
LightStream home improvement loan current fixed APR rates October 2026 780 credit score rate range autopay fees OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
HELOC current average interest rates October 2026 fixed rate home equity line of credit rates 780 credit score OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
LightStream home improvement loan rates terms 2026 HELOC lender fixed rate draw period repayment fees OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |