My spouse and I have to choose between keeping COBRA or getting an ACA marketplace plan after my layoff, so how do we compare costs and subsidies for our family of three before the special enrollment window closes?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My spouse and I have to choose between keeping COBRA or getting an ACA marketplace plan after my layoff, so how do we compare costs and subsidies for our family of three before the special enrollment window closes?
3 real searches · 1 real-search pass
2026 ACA premium tax credit enhanced subsidies expiration 2026 federal poverty level household of three IRS Marketplace officialGoogle ↗
OBSERVEDReason
HealthCare.gov COBRA special enrollment period 60 days loss of job based coverage COBRA election deadline 2026 officialGoogle ↗
OBSERVEDConsequence
2026 Marketplace open enrollment dates coverage effective January 1 2027 HealthCare.gov officialGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 ACA premium tax credit enhanced subsidies expiration 2026 federal poverty level household of three IRS Marketplace official Google ↗
HealthCare.gov COBRA special enrollment period 60 days loss of job based coverage COBRA election deadline 2026 official Google ↗
2026 Marketplace open enrollment dates coverage effective January 1 2027 HealthCare.gov official Google ↗
- Questions and answers on the Premium Tax Credit · irs.gov
- Federal Poverty Level (FPL) - Glossary · healthcare.gov
- Department of Labor – Job loss and health coverage · dol.gov
- Getting health coverage outside Open Enrollment · healthcare.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA premium tax credit enhanced subsidies expiration 2026 federal poverty level household of three IRS Marketplace official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
HealthCare.gov COBRA special enrollment period 60 days loss of job based coverage COBRA election deadline 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 Marketplace open enrollment dates coverage effective January 1 2027 HealthCare.gov official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |