What specific fees are legally allowed to increase on my final closing disclosure compared to the original Bank of America mortgage estimate?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What specific fees are legally allowed to increase on my final closing disclosure compared to the original Bank of America mortgage estimate?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB Loan Estimate Closing Disclosure tolerance zero 10 percent cumulative unlimited tolerance changed circumstances official Google ↗
eCFR 12 CFR 1026.19(e)(3) good faith estimates zero tolerance 10 percent tolerance Google ↗
- Can my final mortgage costs increase from what was on my Loan Estimate? · consumerfinance.gov
- 12 CFR § 1026.19 - Certain mortgage and variable-rate transactions. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- 12 CFR 1026.19 | Certain mortgage and… · ecfr.io
- TILA-RESPA Integrated Disclosure FAQs · consumerfinance.gov
- Consumer Compliance Handbook, October 2025 · federalreserve.gov
- CFPB Supervision and Examination Manual · files.consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB Loan Estimate Closing Disclosure tolerance zero 10 percent cumulative unlimited tolerance changed circumstances official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
eCFR 12 CFR 1026.19(e)(3) good faith estimates zero tolerance 10 percent tolerance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |