Real ChatGPT answer · index seedjoloRxLgLX8completeFinance and banking · student loanscomparison

Is SoFi refinancing interest rates lower than Earnest right now for someone with a 720 credit score and thirty thousand in debt?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is SoFi refinancing interest rates lower than Earnest right now for someone with a 720 credit score and thirty thousand in debt?
2 real searches · 1 real-search pass
SoFi student loan refinancing interest rates fixed APR October 2026 Earnest student loan refinancing rates 2026Google ↗
OBSERVED
SoFi student loan refinance rates official APR fixed variable Earnest refinance rates official 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
SoFi student loan refinancing interest rates fixed APR October 2026 Earnest student loan refinancing rates 2026 Google ↗
SoFi student loan refinance rates official APR fixed variable Earnest refinance rates official 2026 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi student loan refinancing interest rates fixed APR October 2026 Earnest student loan refinancing rates 2026
OBSERVED
Google ↗
AI Mode ↗
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of 1
SoFi student loan refinance rates official APR fixed variable Earnest refinance rates official 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1