Real ChatGPT answer · index seedjoXcIbESrrIcompleteAutomotive · auto financing and leasingcomparison

Why are penfed credit union auto loan rates so popular compared to standard big bank rates right now?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Why are penfed credit union auto loan rates so popular compared to standard big bank rates right now?
2 real searches · 1 real-search pass
PenFed Credit Union auto loan rates October 2026 current APR new used auto loan officialGoogle ↗
OBSERVEDOther / navigational
Chase Bank Bank of America Wells Fargo auto loan rates 2026 comparison credit union auto financingGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
PenFed Credit Union auto loan rates October 2026 current APR new used auto loan official Google ↗
Chase Bank Bank of America Wells Fargo auto loan rates 2026 comparison credit union auto financing Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PenFed Credit Union auto loan rates October 2026 current APR new used auto loan official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Chase Bank Bank of America Wells Fargo auto loan rates 2026 comparison credit union auto financing
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1