Real ChatGPT answer · index seedjnyAxLaM3YscompleteFinance and banking · credit cardsinformational

If I close my oldest credit card account today, how long does it stay on my credit report and affect my average age of accounts?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
If I close my oldest credit card account today, how long does it stay on my credit report and affect my average age of accounts?
2 real searches · 1 real-search pass
FICO closed accounts remain on credit report 10 years average age of accounts closed credit card ExperianGoogle ↗
OBSERVED
CFPB closing credit card account credit score length of credit history closed account report 10 yearsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FICO closed accounts remain on credit report 10 years average age of accounts closed credit card Experian Google ↗
CFPB closing credit card account credit score length of credit history closed account report 10 years Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO closed accounts remain on credit report 10 years average age of accounts closed credit card Experian
OBSERVED
Google ↗
AI Mode ↗
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of 1
CFPB closing credit card account credit score length of credit history closed account report 10 years
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1