Can you explain the difference between a hard inquiry and a soft inquiry on my credit report when I apply for a new card?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain the difference between a hard inquiry and a soft inquiry on my credit report when I apply for a new card?
1 real search · 1 real-search pass
CFPB hard inquiry soft inquiry credit report credit score hard inquiries stay report two years FICO 12 monthsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
CFPB hard inquiry soft inquiry credit report credit score hard inquiries stay report two years FICO 12 months Google ↗
- What is a credit inquiry? · consumerfinance.gov
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- AnnualCreditReport.com · annualcreditreport.com
- How to Rate Shop and Minimize the Impact to Your FICO® Scores · myfico.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov