Real ChatGPT answer · index seedjeaPwO3NZ3gcompleteFinance and banking · checking and savings accountsinformational
Can my bank charge me an overdraft fee if my account balance goes negative due to a pending debit card purchase?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my bank charge me an overdraft fee if my account balance goes negative due to a pending debit card purchase?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB overdraft fees one-time debit card transactions opt in pending authorization settlement negative balance 2026 Google ↗
Regulation E overdraft fee debit card authorization positive balance settlement negative balance CFPB guidance Google ↗
- Consumer Financial Protection Bureau (CFPB) · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB overdraft fees one-time debit card transactions opt in pending authorization settlement negative balance 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Regulation E overdraft fee debit card authorization positive balance settlement negative balance CFPB guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |