I am trying to figure out whether I should choose a fixed or variable interest rate when refinancing my private student loans with Earnest this month.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am trying to figure out whether I should choose a fixed or variable interest rate when refinancing my private student loans with Earnest this month.
3 real searches · 1 real-search pass
Earnest student loan refinance fixed variable interest rates October 2026 APR rate ranges variable rate index cap termsGoogle ↗
OBSERVED
Earnest student loan refinancing variable interest rate how often changes index margin cap officialGoogle ↗
OBSERVED
Federal Reserve interest rate outlook October 2026 variable student loan rates SOFR prime rateGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Earnest student loan refinance fixed variable interest rates October 2026 APR rate ranges variable rate index cap terms Google ↗
Earnest student loan refinancing variable interest rate how often changes index margin cap official Google ↗
Federal Reserve interest rate outlook October 2026 variable student loan rates SOFR prime rate Google ↗
- www.credible.com · credible.com
- § 1026.47 Content of disclosures. · consumerfinance.gov
- The Fed - September 16, 2026: FOMC Projections materials, accessible version · federalreserve.gov
- Discount Window · frbdiscountwindow.org
- newyorkfed.org · newyorkfed.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Earnest student loan refinance fixed variable interest rates October 2026 APR rate ranges variable rate index cap terms OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Earnest student loan refinancing variable interest rate how often changes index margin cap official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Reserve interest rate outlook October 2026 variable student loan rates SOFR prime rate OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |