Real ChatGPT answer · index seedjckQAxTn33YcompleteAutomotive · car buying processhowto

I need to figure out which refinancing offer is actually better between my local credit union and an online lender before my rate lock expires this afternoon.

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need to figure out which refinancing offer is actually better between my local credit union and an online lender before my rate lock expires this afternoon.
1 real search · 1 real-search pass
CFPB compare mortgage Loan Estimates interest rate APR points lender credits closing costs refinanceGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
CFPB compare mortgage Loan Estimates interest rate APR points lender credits closing costs refinance Google ↗
  1. Review loan estimates · consumerfinance.gov
  2. Compare and negotiate your loan offers · consumerfinance.gov

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB compare mortgage Loan Estimates interest rate APR points lender credits closing costs refinance
OBSERVED
Google ↗
AI Mode ↗
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