How does a lender calculate my self-employed debt to income ratio when my tax returns show significant write-offs for my startup
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does a lender calculate my self-employed debt to income ratio when my tax returns show significant write-offs for my startup
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae self employed borrower income calculation depreciation add back nonrecurring expenses tax returns selling guide 2026 Google ↗
Freddie Mac self employed income analysis depreciation add back business expenses mortgage guide Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- General Information on Analyzing Individual Tax Returns · selling-guide.fanniemae.com
- Analyzing Profit and Loss Statements · selling-guide.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
- Qualifying for a Mortgage When You’re Self-Employed · myhome.freddiemac.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae self employed borrower income calculation depreciation add back nonrecurring expenses tax returns selling guide 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac self employed income analysis depreciation add back business expenses mortgage guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |