Real ChatGPT answer · index seedjQTdo8hrkLccompleteReal estate · buying a homecomparison

Is a 15-year fixed mortgage better than a 30-year fixed mortgage for a dual-income family wanting to pay off the house before the kids start college?

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is a 15-year fixed mortgage better than a 30-year fixed mortgage for a dual-income family wanting to pay off the house before the kids start college?
1 real search · 1 real-search pass
15-year vs 30-year mortgage extra principal payments CFPB mortgage amortization prepayment penalties college savingsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
15-year vs 30-year mortgage extra principal payments CFPB mortgage amortization prepayment penalties college savings Google ↗
  1. How does paying down a mortgage work? · consumerfinance.gov
  2. What is a prepayment penalty? · consumerfinance.gov
  3. Loan amortization and extra payments · wellsfargo.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
15-year vs 30-year mortgage extra principal payments CFPB mortgage amortization prepayment penalties college savings
OBSERVED
Google ↗
AI Mode ↗
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