Real ChatGPT answer · index seedjP0IyS51Vb4completeFinance and banking · investing and brokeragescomparison

Are treasury bills currently paying better rates than FDIC insured certificates of deposit at my local bank, and what is the safest way to purchase them today?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are treasury bills currently paying better rates than FDIC insured certificates of deposit at my local bank, and what is the safest way to purchase them today?
2 real searches · 1 real-search pass
U.S. Treasury bill latest auction results 4-week 8-week 13-week 26-week October 2026 investment rateGoogle ↗
OBSERVEDReason
FDIC insured certificate of deposit rates Trinity Florida local banks October 2026 3 month 6 month 1 yearGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
U.S. Treasury bill latest auction results 4-week 8-week 13-week 26-week October 2026 investment rate Google ↗
FDIC insured certificate of deposit rates Trinity Florida local banks October 2026 3 month 6 month 1 year Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
U.S. Treasury bill latest auction results 4-week 8-week 13-week 26-week October 2026 investment rate
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
FDIC insured certificate of deposit rates Trinity Florida local banks October 2026 3 month 6 month 1 year
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1