Real ChatGPT answer · index seedjOWhxu2FG3ocompleteInsurance · disability insurancecommercial

Does adding a waiver of premium benefit to a budget disability insurance policy significantly drive up the cost, or is it usually a cheap add-on?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Does adding a waiver of premium benefit to a budget disability insurance policy significantly drive up the cost, or is it usually a cheap add-on?
2 real searches · 1 real-search pass
individual disability insurance waiver of premium rider cost additional premium typical costGoogle ↗
OBSERVEDShort fact
disability insurance waiver of premium rider how it works elimination period premium waiver insurerGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
individual disability insurance waiver of premium rider cost additional premium typical cost Google ↗
disability insurance waiver of premium rider how it works elimination period premium waiver insurer Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
individual disability insurance waiver of premium rider cost additional premium typical cost
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
disability insurance waiver of premium rider how it works elimination period premium waiver insurer
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1