If I submit a claim for wind-driven rain damage, how much will my renewal rate typically increase in a high-risk coastal zone?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
If I submit a claim for wind-driven rain damage, how much will my renewal rate typically increase in a high-risk coastal zone?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
homeowners insurance premium increase after wind damage claim average surcharge coastal wind driven rain claim 2025 2026 Google ↗
North Carolina homeowners insurance claim surcharge wind damage renewal rate claim surcharge regulations Google ↗
- NerdWallet Home Insurance Rates Report (2026) · nerdwallet.com
- Do Homeowners Insurance Costs Go Up After a Claim? · thezebra.com
- Homeowners Insurance: Premiums Generally Tracked Inflation but Rose More in Disaster-Prone Areas · gao.gov
- GAO-26-107867, HOMEOWNERS INSURANCE: Premiums Generally Tracked Inflation but Rose More in Disaster-Prone Areas · files.gao.gov
- G.S. 58-45-45 · ncleg.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
homeowners insurance premium increase after wind damage claim average surcharge coastal wind driven rain claim 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
North Carolina homeowners insurance claim surcharge wind damage renewal rate claim surcharge regulations OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |