Can you compare the average out-of-pocket costs for individual versus family health insurance plans when one family member has extremely high prescription drug expenses every month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare the average out-of-pocket costs for individual versus family health insurance plans when one family member has extremely high prescription drug expenses every month?
6 real searches · 1 real-search pass
2026 ACA out-of-pocket maximum individual family limit prescription drugs 2026 CMSGoogle ↗
OBSERVED
health insurance embedded individual out-of-pocket maximum family deductible prescription drug costs family plan explanationGoogle ↗
OBSERVED
ACA prescription drug coverage formulary specialty drugs copay coinsurance out of pocket maximum manufacturer copay assistance accumulatorGoogle ↗
OBSERVED
2026 ACA health insurance out-of-pocket maximum individual family prescription drugs embedded individual maximum CMSGoogle ↗
OBSERVED
KFF employer health benefits 2025 average annual premiums single family deductible out of pocket costs prescription drugsGoogle ↗
OBSERVED
Healthcare.gov prescription drug coverage formulary deductible out of pocket maximum family plansGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 6 queries…
Searches and sources
ChatGPT6 real searches · gpt-6
2026 ACA out-of-pocket maximum individual family limit prescription drugs 2026 CMS Google ↗
health insurance embedded individual out-of-pocket maximum family deductible prescription drug costs family plan explanation Google ↗
ACA prescription drug coverage formulary specialty drugs copay coinsurance out of pocket maximum manufacturer copay assistance accumulator Google ↗
2026 ACA health insurance out-of-pocket maximum individual family prescription drugs embedded individual maximum CMS Google ↗
KFF employer health benefits 2025 average annual premiums single family deductible out of pocket costs prescription drugs Google ↗
Healthcare.gov prescription drug coverage formulary deductible out of pocket maximum family plans Google ↗
- Out-of-pocket maximum/limit - Glossary · healthcare.gov
- FAQs about Consolidated Appropriations Act, 2021 and Affordable Care Act Implementation Part 71 · dol.gov
- Your total costs for health care: Premium, deductible, and out-of-pocket costs · healthcare.gov
- Your total costs for health care: Premium, deductible, and out-of-pocket costs · healthcare.gov
- Embedded Out-of-Pocket Maximum| Cigna Healthcare · cigna.com
- If one family member needs care, do they have to meet the family deductible? · healthinsurance.org
- Deductible - Glossary · healthcare.gov
- How Copay Accumulators Work · archive.legmt.gov
Semantic map
Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.
SimulatedReal search
Hover a query to see its counterpart · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +
Queries
6 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA out-of-pocket maximum individual family limit prescription drugs 2026 CMS OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
health insurance embedded individual out-of-pocket maximum family deductible prescription drug costs family plan explanation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
ACA prescription drug coverage formulary specialty drugs copay coinsurance out of pocket maximum manufacturer copay assistance accumulator OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 ACA health insurance out-of-pocket maximum individual family prescription drugs embedded individual maximum CMS OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
KFF employer health benefits 2025 average annual premiums single family deductible out of pocket costs prescription drugs OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Healthcare.gov prescription drug coverage formulary deductible out of pocket maximum family plans OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |