How do I find out if a local debt consolidation company is a scam before I hand over my bank details today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I find out if a local debt consolidation company is a scam before I hand over my bank details today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FTC debt relief companies upfront fees debt settlement consumer advice 2026 Google ↗
CFPB debt consolidation debt relief company warning bank account information consumer advice Google ↗
- Consumer Financial Protection Bureau (CFPB) · consumerfinance.gov
- Federal Trade Commission (FTC) · ftc.gov
- Better Business Bureau · bbb.org
- New York Department of State · dos.ny.gov
- I’ve seen a lot of advertisements for companies that consolidate credit card debt. Are these legitimate? · consumerfinance.gov
- What is the difference between credit counseling and debt settlement, debt consolidation, or credit repair? · consumerfinance.gov
- Looking for debt relief? Here’s how to avoid a scam · consumer.ftc.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FTC debt relief companies upfront fees debt settlement consumer advice 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
CFPB debt consolidation debt relief company warning bank account information consumer advice OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |