Real ChatGPT answer · index seedjGpMxUjnpdQcompleteFinance and banking · personal loanscomparison

Give me a detailed comparison of Upstart and Marcus by Goldman Sachs focusing on APR transparency and monthly payment predictability for a small business budget.

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Give me a detailed comparison of Upstart and Marcus by Goldman Sachs focusing on APR transparency and monthly payment predictability for a small business budget.
2 real searches · 1 real-search pass
Upstart personal loans APR rates fees repayment terms official 2026Google ↗
OBSERVEDOther / navigational
Marcus by Goldman Sachs personal loans new applications discontinued status 2026 APR fees repayment terms officialGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Upstart personal loans APR rates fees repayment terms official 2026 Google ↗
Marcus by Goldman Sachs personal loans new applications discontinued status 2026 APR fees repayment terms official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Upstart personal loans APR rates fees repayment terms official 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Marcus by Goldman Sachs personal loans new applications discontinued status 2026 APR fees repayment terms official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1