What exact credit score do I need for an FHA loan if I am putting down three and a half percent on a fixer upper today?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What exact credit score do I need for an FHA loan if I am putting down three and a half percent on a fixer upper today?
1 real search · 1 real-search pass
2026 FHA minimum credit score 580 3.5 percent down HUD official FHA 203(k) fixer upper credit score requirementsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
2026 FHA minimum credit score 580 3.5 percent down HUD official FHA 203(k) fixer upper credit score requirements Google ↗
- FHA Single Family Housing Policy Handbook · hud.gov
- FHA 203(k) loans: Requirements, types, and uses · rocketmortgage.com
- FHA Loans: What to Know in 2026 · nerdwallet.com