Real ChatGPT answer · index seedjEMYrIBgaKwcompleteFinance and banking · checking and savings accountsinformational
I forgot about an old bank account and now it is dormant with a negative balance due to maintenance fees. How do I close it without hurting my credit score?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I forgot about an old bank account and now it is dormant with a negative balance due to maintenance fees. How do I close it without hurting my credit score?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB negative bank account balance collections ChexSystems credit report checking account unpaid overdraft Google ↗
ChexSystems consumer report unpaid bank account balance how long reported official Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- ChexSystems · chexsystems.com
- Early Warning Services · earlywarning.com
- How do I get a copy of my checking account consumer report? · consumerfinance.gov
- How do I dispute an error on my checking account consumer report? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB negative bank account balance collections ChexSystems credit report checking account unpaid overdraft OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
ChexSystems consumer report unpaid bank account balance how long reported official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |