Real ChatGPT answer · index seedjAuv8ZhR3rccompleteFinance and banking · checking and savings accountscommercial
What are the hidden dangers of adding a non-spouse family member to your primary checking account as a co-owner?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden dangers of adding a non-spouse family member to your primary checking account as a co-owner?
3 real searches · 1 real-search pass
joint bank account co-owner risks creditors right of survivorship ownership federal consumer guidance Texas law joint accountGoogle ↗
OBSERVEDConsequence
Texas Estates Code joint account right of survivorship bank account statuteGoogle ↗
OBSERVEDReason
IRS joint bank account adding adult child gift tax interest incomeGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
joint bank account co-owner risks creditors right of survivorship ownership federal consumer guidance Texas law joint account Google ↗
Texas Estates Code joint account right of survivorship bank account statute Google ↗
IRS joint bank account adding adult child gift tax interest income Google ↗
- ESTATES CODE CHAPTER 113. MULTIPLE-PARTY ACCOUNTS · tcss.legis.texas.gov
- Texas Constitution and Statutes · statutes.capitol.texas.gov
- A financial planner offered to help with my bill paying and banking, but said the only way she or he could help is if I opened a joint account with both of our names on it. Is this true? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
joint bank account co-owner risks creditors right of survivorship ownership federal consumer guidance Texas law joint account OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Texas Estates Code joint account right of survivorship bank account statute OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS joint bank account adding adult child gift tax interest income OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |