Does my personal umbrella insurance policy actually cover an uninsured motorist accident if I get hit while driving my grandkids to school, or do I need to rely strictly on my primary auto policy for bodily injury protection?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does my personal umbrella insurance policy actually cover an uninsured motorist accident if I get hit while driving my grandkids to school, or do I need to rely strictly on my primary auto policy for bodily injury protection?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Virginia uninsured motorist coverage umbrella policy personal umbrella UM UIM endorsement first party bodily injury coverage Google ↗
Virginia Bureau of Insurance uninsured motorist coverage auto policy passengers umbrella insurance coverage Google ↗
- § 38.2-2206. Uninsured motorist insurance coverage · law.lis.virginia.gov
- What’s an Umbrella Policy? · content.naic.org
- Personal and Business Owner’s Umbrella Liability Policy · personalumbrella.com
- § 38.2-2206. Uninsured motorist insurance coverage · law.lis.virginia.gov
- Code of Virginia Code · law.lis.virginia.gov
- Auto Insurance Consumer Guide · scc.virginia.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Virginia uninsured motorist coverage umbrella policy personal umbrella UM UIM endorsement first party bodily injury coverage OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Virginia Bureau of Insurance uninsured motorist coverage auto policy passengers umbrella insurance coverage OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |