Real ChatGPT answer · index seedj8LbI5yM8g8completeFinance and banking · checking and savings accountscomparison
Why did opening a new checking account result in a hard credit pull on my Equifax report when I was told it would only be a soft pull?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did opening a new checking account result in a hard credit pull on my Equifax report when I was told it would only be a soft pull?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
checking account opening hard credit inquiry soft pull bank disclosure CFPB Equifax Google ↗
CFPB dispute hard inquiry credit report unauthorized inquiry permissible purpose FCRA Google ↗
- When can a bank pull or review a credit report? · helpwithmybank.gov
- Who can request to see my credit report? · consumerfinance.gov
- Consumer Financial Protection Bureau · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
checking account opening hard credit inquiry soft pull bank disclosure CFPB Equifax OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB dispute hard inquiry credit report unauthorized inquiry permissible purpose FCRA OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |