Real ChatGPT answer · index seediyOddLCnCI0completeAutomotive · car buying processcommercial

Can you check the current interest rates for a sixty month car loan with a credit score of 740 at major credit unions right now?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you check the current interest rates for a sixty month car loan with a credit score of 740 at major credit unions right now?
2 real searches · 1 real-search pass
credit union 60 month new auto loan APR rates October 2026 Navy Federal PenFed Alliant DCUGoogle ↗
OBSERVEDComparison
current 60 month auto loan rates credit unions Navy Federal PenFed Alliant Digital Federal Credit Union DCU Hanscom Federal Credit UnionGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
credit union 60 month new auto loan APR rates October 2026 Navy Federal PenFed Alliant DCU Google ↗
current 60 month auto loan rates credit unions Navy Federal PenFed Alliant Digital Federal Credit Union DCU Hanscom Federal Credit Union Google ↗
  1. Auto Loans & Financing · navyfederal.org
  2. Auto Loans · secure.alliantcreditunion.org
  3. PenFed Credit Union Auto Loan Rates · carrotrate.com
  4. Loan Rates · hfcu.org
  5. Rates · aligncu.com
  6. Rates for Accounts, Certificates, & Loans | Consumers Credit Union (CCU), The People In Your Corner® · myconsumers.com
  7. PenFed · penfed.org
  8. DCU · dcu.org

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
credit union 60 month new auto loan APR rates October 2026 Navy Federal PenFed Alliant DCU
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
current 60 month auto loan rates credit unions Navy Federal PenFed Alliant Digital Federal Credit Union DCU Hanscom Federal Credit Union
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1