Real ChatGPT answer · index seedisS1ufIoCm0completeInsurancecommercial

Looking for a detailed breakdown of how capital gains from selling rental property will impact my IRMAA calculations for Medicare premium tiers two years down the line

ChatGPTgpt-63 queries1h ago
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Looking for a detailed breakdown of how capital gains from selling rental property will impact my IRMAA calculations for Medicare premium tiers two years down the line
3 real searches · 1 real-search pass
2026 Medicare IRMAA brackets Part B Part D official CMS 2026 income thresholdsGoogle ↗
OBSERVEDConsequence
Social Security IRMAA two years prior tax return capital gains modified adjusted gross income rental property saleGoogle ↗
OBSERVEDReason
IRS sale rental property capital gain depreciation recapture adjusted basis net investment income taxGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short fact: wants a specific short fact: a number, date, name, place, priceShort factChatGPT real searches · Short fact: 0 of 3 queries (0%)Other / navigational: a site, brand, product, person or place with no question behind itOther / navigationalChatGPT real searches · Other / navigational: 0 of 3 queries (0%)Comparison: compares options or asks for the best / top / cheapestComparisonChatGPT real searches · Comparison: 0 of 3 queries (0%)Consequence: what happens as a result: effects, outcomesConsequenceChatGPT real searches · Consequence: 1 of 3 queries (33%)33%Reason: why something happens or what causes itReasonChatGPT real searches · Reason: 2 of 3 queries (67%)67%Definition: what something is or what a term meansDefinitionChatGPT real searches · Definition: 0 of 3 queries (0%)Instruction: how to do something: steps, a tutorial, a fixInstructionChatGPT real searches · Instruction: 0 of 3 queries (0%)Yes / no: a yes-or-no questionYes / noChatGPT real searches · Yes / no: 0 of 3 queries (0%)

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 Medicare IRMAA brackets Part B Part D official CMS 2026 income thresholds Google ↗
Social Security IRMAA two years prior tax return capital gains modified adjusted gross income rental property sale Google ↗
IRS sale rental property capital gain depreciation recapture adjusted basis net investment income tax Google ↗
9 cited sources
  1. SSA Handbook § 2504 · www.ssa.gov
  2. SSA Handbook § 2501 · www.ssa.gov
  3. Publication 544 (2025), Sales and Other Dispositions of Assets · www.irs.gov
  4. Property (basis, sale of home, etc.) · www.irs.gov
  5. 2026 Medicare Parts A & B Premiums and Deductibles · www.cms.gov
  6. Benefits Planner: Retirement | Medicare Premiums · www.ssa.gov
  7. SSA - POMS: HI 01101.031 - How IRMAA is Calculated and How IRMAA Affects the Total Medicare Premium · secure.ssa.gov
  8. SSA - POMS: HI 01120.005 - Life Changing Events · secure.ssa.gov
  9. SSA-44 · www.ssa.gov

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 Medicare IRMAA brackets Part B Part D official CMS 2026 income thresholds
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Social Security IRMAA two years prior tax return capital gains modified adjusted gross income rental property sale
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS sale rental property capital gain depreciation recapture adjusted basis net investment income tax
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Looking for a detailed breakdown of how capital gains from selling… — Query fan-out · queryfanout.com