Real ChatGPT answer · index seedilcVvxkOCxwcompleteFinance and banking · credit cardsinformational

Can you explain how credit utilization ratio affects my score and what is the ideal percentage to keep it at before my statement closes

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you explain how credit utilization ratio affects my score and what is the ideal percentage to keep it at before my statement closes
1 real search · 1 real-search pass
credit utilization statement closing date reported balance FICO official guidance utilization ratioGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
credit utilization statement closing date reported balance FICO official guidance utilization ratio Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
credit utilization statement closing date reported balance FICO official guidance utilization ratio
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1