Real ChatGPT answer · index seediicoewmAzkYcompleteFinance and banking · personal loanscomparison

Compare the total lifecycle cost of a LendingClub thirty-six month loan with a five percent origination fee versus a zero-fee alternative from a credit union.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare the total lifecycle cost of a LendingClub thirty-six month loan with a five percent origination fee versus a zero-fee alternative from a credit union.
2 real searches · 1 real-search pass
LendingClub personal loan origination fee 5% APR fee deducted from loan proceeds officialGoogle ↗
OBSERVED
credit union personal loan origination fee no fee APR disclosures total cost comparisonGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
LendingClub personal loan origination fee 5% APR fee deducted from loan proceeds official Google ↗
credit union personal loan origination fee no fee APR disclosures total cost comparison Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
LendingClub personal loan origination fee 5% APR fee deducted from loan proceeds official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
credit union personal loan origination fee no fee APR disclosures total cost comparison
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1