Look up current student loan debt-to-income guidelines for conventional loans versus FHA loans immediately because my lender just told me my debt is an issue.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Look up current student loan debt-to-income guidelines for conventional loans versus FHA loans immediately because my lender just told me my debt is an issue.
3 real searches · 1 real-search pass
2026 Fannie Mae Selling Guide student loan monthly debt payment 1 percent outstanding balance fully amortizing payment DTIGoogle ↗
OBSERVED
2026 Freddie Mac Guide student loans 0.5 percent outstanding balance debt payment DTIGoogle ↗
OBSERVED
2026 FHA handbook student loans 0.5 percent outstanding balance debt to income ratioGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 Fannie Mae Selling Guide student loan monthly debt payment 1 percent outstanding balance fully amortizing payment DTI Google ↗
2026 Freddie Mac Guide student loans 0.5 percent outstanding balance debt payment DTI Google ↗
2026 FHA handbook student loans 0.5 percent outstanding balance debt to income ratio Google ↗
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- FHA Single Family Housing Policy Handbook · hud.gov
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Final Underwriting Decision, FHA Handbook 4000.1 II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > A. Title II Insured Housing Programs Forward Mortgages > 5. Manual Underwriting of the Borrower · claudeforcompliance.com
- SFH Handbook 4000.1 | HUD.gov / U.S. Department of Housing and Urban Development (HUD) · hud.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Fannie Mae Selling Guide student loan monthly debt payment 1 percent outstanding balance fully amortizing payment DTI OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 Freddie Mac Guide student loans 0.5 percent outstanding balance debt payment DTI OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 FHA handbook student loans 0.5 percent outstanding balance debt to income ratio OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |