Real ChatGPT answer · index seedifN80KCkALkcompleteInsurance · home insurancecommercial

Why did my State Farm home insurance premium jump so much this renewal period even though we have never filed a claim, and which competitors should I look at today?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Why did my State Farm home insurance premium jump so much this renewal period even though we have never filed a claim, and which competitors should I look at today?
2 real searches · 1 real-search pass
Indiana homeowners insurance rate increases 2026 State Farm homeowners premiums Indiana rate filings 2026Google ↗
OBSERVEDConsequence
State Farm homeowners insurance premium increase reasons reinsurance construction costs catastrophe losses 2025 2026 IndianaGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model).

Searches and sources

ChatGPT2 real searches · gpt-6
Indiana homeowners insurance rate increases 2026 State Farm homeowners premiums Indiana rate filings 2026 Google ↗
State Farm homeowners insurance premium increase reasons reinsurance construction costs catastrophe losses 2025 2026 Indiana Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Indiana homeowners insurance rate increases 2026 State Farm homeowners premiums Indiana rate filings 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
State Farm homeowners insurance premium increase reasons reinsurance construction costs catastrophe losses 2025 2026 Indiana
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1