Real ChatGPT answer · index seedie4Cfw1WPLUcompleteFinance and banking · checking and savings accountscommercial
What happens to my credit score if I apply for three different bank accounts in one month to compare their offers
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my credit score if I apply for three different bank accounts in one month to compare their offers
1 real search · 1 real-search pass
Do checking and savings account applications affect credit score hard inquiry ChexSystems CFPB ExperianGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT1 real searches · gpt-6
Do checking and savings account applications affect credit score hard inquiry ChexSystems CFPB Experian Google ↗
- Will it hurt my credit if my bank or credit union closed my checking account? · consumerfinance.gov
- Why was I denied a checking account? · consumerfinance.gov