Real ChatGPT answer · index seedibzIq4R6atUcompleteInsurance · life insurancehowto

What specific underwriting guidelines do major carriers use when evaluating scuba diving and rock climbing for term life coverage riders?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What specific underwriting guidelines do major carriers use when evaluating scuba diving and rock climbing for term life coverage riders?
2 real searches · 1 real-search pass
major life insurance carriers scuba diving underwriting guidelines depth certification frequency rock climbing mountaineering term lifeGoogle ↗
OBSERVEDOther / navigational
life insurance underwriting scuba diving rock climbing table ratings exclusion rider carrier guidelinesGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
major life insurance carriers scuba diving underwriting guidelines depth certification frequency rock climbing mountaineering term life Google ↗
life insurance underwriting scuba diving rock climbing table ratings exclusion rider carrier guidelines Google ↗
  1. Nationwide® Life Insurance underwriting requirements MFG · financial.nationwide.com
  2. FOR FINANCIAL PROFESSIONALS · affiliatedmarketing.com
  3. Underwriting Guide · a7d9021b860b18c4222a-d761a6fa6590560fc9f9e4d318d2556e.ssl.cf1.rackcdn.com
  4. Underwriting Guidelines · securian.com
  5. Life Insurance for Scuba Divers: What You Need to Know · policygenius.com
  6. 20304 · docs.crumplifeinsurance.com
  7. Adviser Underwriting Guide As of 02/18/2019 For · internal.nfp.com
  8. Underwriting Guide · paperzz.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
major life insurance carriers scuba diving underwriting guidelines depth certification frequency rock climbing mountaineering term life
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
life insurance underwriting scuba diving rock climbing table ratings exclusion rider carrier guidelines
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1