Can supplemental group life insurance offered through a large employer ever match the cost-efficiency of a personally owned level term policy over a thirty-year span?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can supplemental group life insurance offered through a large employer ever match the cost-efficiency of a personally owned level term policy over a thirty-year span?
1 real search · 1 real-search pass
employer supplemental group term life insurance age-banded rates portability conversion 30-year comparison individual level term NAIC IRS group term lifeGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT1 real searches · gpt-6
employer supplemental group term life insurance age-banded rates portability conversion 30-year comparison individual level term NAIC IRS group term life Google ↗
- Continuing Group Life Insurance · prudentialvips.com
- 24085_758416.pdf · standard.com
- Publication 15-B (2026), Employer’s Tax Guide to Fringe Benefits · irs.gov
- Group-term life insurance · irs.gov