Real ChatGPT answer · index seediaFekQR0mjEcompleteReal estate · buying a homecommercial

How do flood insurance rates get calculated and will buying a home near a river destroy my monthly budget?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do flood insurance rates get calculated and will buying a home near a river destroy my monthly budget?
2 real searches · 1 real-search pass
FEMA Risk Rating 2.0 how flood insurance premiums calculated official factors 2026Google ↗
OBSERVEDReason
Texas flood insurance average cost NFIP Austin flood risk FEMA flood maps officialGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
FEMA Risk Rating 2.0 how flood insurance premiums calculated official factors 2026 Google ↗
Texas flood insurance average cost NFIP Austin flood risk FEMA flood maps official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FEMA Risk Rating 2.0 how flood insurance premiums calculated official factors 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Texas flood insurance average cost NFIP Austin flood risk FEMA flood maps official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1