Real ChatGPT answer · index seediQ2x9QWaEbkcompleteInsurance · home insurancecomparison

Can you break down the hurricane deductible calculation rules for Allstate and tell me if State Farm quotes are usually lower?

ChatGPTgpt-66 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you break down the hurricane deductible calculation rules for Allstate and tell me if State Farm quotes are usually lower?
6 real searches · 1 real-search pass
Allstate homeowners insurance hurricane deductible calculation percentage dwelling coverage named storm deductible North CarolinaGoogle ↗
OBSERVEDComparison
State Farm vs Allstate homeowners insurance average premiums North Carolina 2026 comparison hurricane deductibleGoogle ↗
OBSERVEDComparison
North Carolina homeowners insurance hurricane deductible rules percentage deductible DOIGoogle ↗
OBSERVEDReason
Allstate North Carolina homeowners hurricane deductible percentage policy trigger deductible dwelling coverageGoogle ↗
OBSERVEDReason
State Farm North Carolina homeowners hurricane deductible named storm deductible officialGoogle ↗
OBSERVEDConsequence
North Carolina Department of Insurance hurricane deductible homeowners insurance percentage deductibleGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (6)
Short factOther / navigationalComparison33%Consequence33%Reason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 5 of 6 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT6 real searches · gpt-6
Allstate homeowners insurance hurricane deductible calculation percentage dwelling coverage named storm deductible North Carolina Google ↗
State Farm vs Allstate homeowners insurance average premiums North Carolina 2026 comparison hurricane deductible Google ↗
North Carolina homeowners insurance hurricane deductible rules percentage deductible DOI Google ↗
Allstate North Carolina homeowners hurricane deductible percentage policy trigger deductible dwelling coverage Google ↗
State Farm North Carolina homeowners hurricane deductible named storm deductible official Google ↗
North Carolina Department of Insurance hurricane deductible homeowners insurance percentage deductible Google ↗

Semantic map

Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.

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Hover a query to see its counterpart · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +

Queries

6 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Allstate homeowners insurance hurricane deductible calculation percentage dwelling coverage named storm deductible North Carolina
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
State Farm vs Allstate homeowners insurance average premiums North Carolina 2026 comparison hurricane deductible
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
North Carolina homeowners insurance hurricane deductible rules percentage deductible DOI
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Allstate North Carolina homeowners hurricane deductible percentage policy trigger deductible dwelling coverage
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
State Farm North Carolina homeowners hurricane deductible named storm deductible official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
North Carolina Department of Insurance hurricane deductible homeowners insurance percentage deductible
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1