What specific financial penalties apply if a borrower misses the rate lock expiration date by forty-eight hours on a conventional purchase loan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What specific financial penalties apply if a borrower misses the rate lock expiration date by forty-eight hours on a conventional purchase loan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
conventional mortgage rate lock expiration extension fee 48 hours lender policy rate lock extension cost Fannie Mae Freddie Mac Google ↗
mortgage rate lock extension fee typical cost per day points lender rate lock expiration borrower Google ↗
- What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov
- Lock In a Mortgage Rate | Refinance · chase.com
- Mortgage Mac · mtgmac.com
- What happens if my lock expires before my loan is complete? · uat.application.financeofamerica.com
- General Information about Mandatory Commitment Pricing and Fees · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
conventional mortgage rate lock expiration extension fee 48 hours lender policy rate lock extension cost Fannie Mae Freddie Mac OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
mortgage rate lock extension fee typical cost per day points lender rate lock expiration borrower OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |