What are the current mortgage rate spreads between thirty year fixed and five one adjustable rate mortgages as of today?
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The searches the AI actually ran for this prompt.
SEED QUERY
What are the current mortgage rate spreads between thirty year fixed and five one adjustable rate mortgages as of today?
1 real search · 1 real-search pass
current average 30-year fixed mortgage rate 5/1 ARM rate October 31 2026 United States spreadGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
current average 30-year fixed mortgage rate 5/1 ARM rate October 31 2026 United States spread Google ↗