How does having co-signed student debt affect my debt-to-income ratio when applying for a retirement mortgage as a retiree?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does having co-signed student debt affect my debt-to-income ratio when applying for a retirement mortgage as a retiree?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide co-signed student loan debt DTI paid by another person 12 months documentation Google ↗
FHA mortgage student loan debt calculation co-signed debt paid by others DTI guidelines Google ↗
- Monthly Debt Obligations · guide-selling.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- FHA Single Family Housing Policy Handbook · glb.hud.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide co-signed student loan debt DTI paid by another person 12 months documentation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA mortgage student loan debt calculation co-signed debt paid by others DTI guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |