What is the safest way to structure a family loan agreement or co sign for college without ruining my own retirement savings today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the safest way to structure a family loan agreement or co sign for college without ruining my own retirement savings today?
3 real searches · 1 real-search pass
CFPB cosigning private student loan responsibility cosigner release officialGoogle ↗
OBSERVEDConsequence
IRS applicable federal rates family loans below market loans official 2026Google ↗
OBSERVEDComparison
Federal Student Aid compare federal student loans private loans parent cosigner officialGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB cosigning private student loan responsibility cosigner release official Google ↗
IRS applicable federal rates family loans below market loans official 2026 Google ↗
Federal Student Aid compare federal student loans private loans parent cosigner official Google ↗
- What student loan option is best for me: federal student loans or private student loans? · consumerfinance.gov
- How To Evaluate Your Aid Offers · studentaid.gov
- studentaid.gov · studentaid.gov
- If I co-signed for a private student loan, can I be released from the loan? · consumerfinance.gov
- Tips for student loan co-signers · consumerfinance.gov
- Cosigning a Loan FAQs · consumer.ftc.gov
- IRS applicable federal rates · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB cosigning private student loan responsibility cosigner release official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS applicable federal rates family loans below market loans official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Federal Student Aid compare federal student loans private loans parent cosigner official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |