Real ChatGPT answer · index seediHETyCgxeNwcompleteFinance and banking · retirement accountsinformational

Can I use money from my Roth IRA penalty free to buy my first home after working for a few years after college?

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can I use money from my Roth IRA penalty free to buy my first home after working for a few years after college?
1 real search · 1 real-search pass
site:irs.gov Roth IRA first time homebuyer $10,000 lifetime exception 5 year rule contributions ordering rulesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
site:irs.gov Roth IRA first time homebuyer $10,000 lifetime exception 5 year rule contributions ordering rules Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
site:irs.gov Roth IRA first time homebuyer $10,000 lifetime exception 5 year rule contributions ordering rules
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1